Peer-to-Peer (P2P) Lending

Peer-to-peer (P2P) lending is a method of financing where individuals can borrow and lend money directly to each other through online platforms, bypassing traditional financial institutions. P2P lending offers borrowers access to funds, often at competitive rates, and provides lenders with potential investment returns. 

P2P lending platforms handle repayment processes by offering an alternative to conventional loans and enabling more flexible lending terms.