Loan Portfolio

A loan portfolio is a collection of loans held and managed by a lender or financial institution. It includes various loan types, such as personal, commercial, and mortgage loans, diversified to balance risk and returns. Effective management of a loan portfolio is crucial for maintaining financial health, as it involves monitoring loan performance, assessing credit risk, and ensuring compliance with lending standards. 

A loan management software helps by offering real-time insights, automating portfolio analysis, and managing repayments, which supports decision-making and risk mitigation strategies.