Certificate of Eligibility (COE)

A Certificate of Eligibility (COE) is issued by the Department of Veterans Affairs (VA) to confirm a borrower’s eligibility for a VA-backed home loan. It verifies that the borrower meets the VA’s service requirements and qualifies for VA loan benefits. 

The COE is crucial in loan management for validating eligibility, securing VA-backed loans, and ensuring compliance with VA guidelines. It is required for veterans and service members to access VA loan benefits and favorable loan terms.